Our JoHo Company offers lots of international insurances (travel and/or medical and many others) for travelers, students & expats who are working in the Netherlands or any other country.

For family, friends and acquaintances:

For foreign student, interns and au-pairs:

Coming to the Netherlands as an international student
Under certain conditions, foreign students and employees are obliged to have a basic healthcare insurance according to Dutch law. These conditions are explained below.
Possibly some changes in the system are coming up soon considering the conditions stated below. Please contact JoHo, to make sure about the current conditions.

N.B! For most foreign students, nothing changes, as the healthcare insurance from their own country is sufficient. For this they need an "E-verklaring" (a document for students in EU-countries or EER-countries), which is offered by the insurance company in the country they come from.

Students and employees older than 30 who are staying in the Netherlands longer than 1 year.
When you reach the age of 30 during your stay in the Netherlands or when you are already over 30 when starting your study here, you are obliged to have a basic Dutch healthcare insurance, according to Dutch law. When you are staying shorter than one year you are not obliged to have a basic Dutch health insurance. You need to make clear in advance that your study in the Netherlands is shorter than one year. If not, you need to choose a basic healthcare insurance at the start of term, to avoid getting fined.

We can help you with a reliable, profitable Dutch health insurance. For more information contact JoHo at 071-5161276 or email to insurance@joho.nl.
You will have to apply for a so-called 'SOFI-number' You can then apply for compensation in the costs (zorgtoeslag) for the basic healthcare insurance.

For more details you can go to: Belastingdienst

You can only apply for the SOFI-number when you have registered as a citizen of a city/village in the Netherlands and have received your residence permit.

Students who have a job in the Netherlands
If you study in the Netherlands and you have a job, you will have to pay a wage-tax. Therefore you are obliged to have a basic Dutch healthcare insurance, according to Dutch law.
You will have to apply for a so-called 'SOFI-number' You can then apply for compensation in the costs (zorgtoeslag) for the basic healthcare insurance.

For more details you can go to: Belastingdienst

You can only apply for the SOFI number when you have registered as a citizen of a city/village in the Netherlands right now and have received your residence permit.

Onfortunately, most documents are in Dutch. But don't hesitate to ask for help when experiencing any problems.

Arranging a basic health care insurance.
You can arrange a basic health care insurance at JoHo in Leiden. JoHo is specialized in insurance affairs for international students.
For more information, you can surf to: insureyourwayaroundtheworld.com

For questions, email to insurance@joho.nl

For business relations and expats:

International travelers

Are there any restrictions concerning age?
For 65 years and older there is only one option available:

Insuring children?
(Children cannot be insured through the Mondial Assistance incoming Globetrotter and the ISIS au pair.)

Pay attention to! Many of the insurance have to be concluded before the journey begins! If the person to be insured is already in Holland/ or already travelling, then there is only one of the following insurance that can be concluded:

For more information see the specialized website insureyourwayaroundtheworld.com